:root{--accent:#7D8D86;--accent-dark:#5A5B4A;--bg:#F1F0E4;--bg-alt:#E7E6D8;--text:#3E3F29;--muted:#5A5B4A;--border:#cfcdba;--font-display:"DM Serif Display",serif;--font-body:"Plus Jakarta Sans",sans-serif;--space-2:.5rem;--space-4:1rem;--space-6:1.5rem;--space-8:2rem;--space-12:3rem;--space-20:5rem;--radius-sm:.375rem;--radius:.75rem;--radius-lg:1.25rem;--radius-pill:999px;--shadow-sm:0 1px 3px rgba(62,63,41,.08);--shadow-md:0 6px 24px rgba(62,63,41,.12);--shadow-lg:0 18px 48px rgba(62,63,41,.16);--transition:.28s ease;--max-width:1160px;--header-height:4.5rem}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{font-family:var(--font-body);color:var(--text);background:var(--bg);line-height:1.65;font-size:clamp(.95rem,.9rem+.3vw,1.05rem)}h1,h2,h3,h4,h5,h6{font-family:var(--font-display);line-height:1.15;color:var(--text)}h1{font-size:clamp(2rem,1.5rem+2.4vw,3.25rem)}h2{font-size:clamp(1.6rem,1.2rem+1.6vw,2.4rem)}h3{font-size:clamp(1.2rem,1rem+1.2vw,1.8rem)}h4{font-size:1.1rem;font-weight:600}a{color:inherit;text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto;display:block}.container{width:92%;max-width:var(--max-width);margin-inline:auto}.section{padding:var(--space-20) 0}.section-alt{background:var(--bg-alt)}.section-dark{background:var(--text);color:#fff}.section-accent{background:var(--accent);color:#fff}.section-dark h1,.section-dark h2,.section-dark h3,.section-dark h4,.section-accent h1,.section-accent h2,.section-accent h3,.section-accent h4{color:#fff}.section-dark .btn-outline{border-color:#fff;color:#fff}.section-dark .btn-outline:hover{background:#fff;color:var(--text)}.section-accent .btn-outline{border-color:#fff;color:#fff}.section-accent .btn-outline:hover{background:#fff;color:var(--accent)}.section-title{margin-bottom:var(--space-8)}.section-title-light{color:#fff;margin-bottom:var(--space-8)}.section-lead{opacity:.8;font-size:1.1rem;margin-bottom:var(--space-8)}.section-lead-light{color:#fff;opacity:.9;font-size:1.1rem;margin-bottom:var(--space-8)}.section-eyebrow{display:block;font-size:.85rem;text-transform:uppercase;letter-spacing:.1em;color:var(--accent);font-weight:700;margin-bottom:.5rem}.section-eyebrow-light{display:block;font-size:.85rem;text-transform:uppercase;letter-spacing:.1em;color:#fff;font-weight:700;margin-bottom:.5rem}.section-header{text-align:center;margin-bottom:var(--space-12)}.section-header-light{text-align:center;margin-bottom:var(--space-12)}.disclosure-bar{background:var(--accent);color:#fff;padding:.75rem 1rem;text-align:center;font-size:.85rem;font-weight:500}.btn{display:inline-flex;align-items:center;gap:.5rem;padding:.8rem 1.5rem;border-radius:var(--radius-pill);font-weight:600;cursor:pointer;border:2px solid transparent;transition:var(--transition);font-family:var(--font-body);font-size:1rem;line-height:1}.btn-primary{background:var(--accent);color:#fff}.btn-primary:hover{background:var(--accent-dark)}.btn-outline{background:transparent;border-color:var(--accent);color:var(--accent)}.btn-outline:hover{background:var(--accent);color:#fff}.btn-light{background:#fff;color:var(--accent)}.btn-light:hover{background:var(--bg-alt);color:var(--accent-dark)}.btn-sm{padding:.5rem 1rem;font-size:.9rem}.btn-ghost{background:none;border:none;padding:0;color:var(--accent);text-decoration:underline}.btn-ghost:hover{color:var(--accent-dark)}.site-header{position:sticky;top:0;z-index:50;background:rgba(241,240,228,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--border)}.header-inner{display:flex;align-items:center;justify-content:space-between;height:var(--header-height)}.logo{font-family:var(--font-display);font-size:1.4rem;font-weight:600;color:var(--text)}.main-nav{display:flex;gap:var(--space-6);align-items:center}.main-nav a{padding:.5rem 0;border-bottom:2px solid transparent;transition:var(--transition);color:var(--text)}.main-nav a:hover{border-bottom-color:var(--accent);text-decoration:none}.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:.5rem}.nav-toggle span{width:24px;height:2px;background:var(--text);transition:var(--transition)}.nav-toggle.is-open span:nth-child(1){transform:rotate(45deg) translateY(10px)}.nav-toggle.is-open span:nth-child(2){opacity:0}.nav-toggle.is-open span:nth-child(3){transform:rotate(-45deg) translateY(-10px)}.card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-sm);padding:var(--space-6);transition:var(--transition)}.card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:var(--space-8);margin-top:var(--space-8)}.card-number{display:block;font-family:var(--font-display);font-size:1.5rem;font-weight:700;color:var(--accent);margin-bottom:.5rem}.card-disclaimer{font-size:.85rem;opacity:.7;margin-top:var(--space-6);font-style:italic}.state-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:var(--space-8);margin-top:var(--space-8)}.state-item{text-align:center}.state-item i{display:block;font-size:2.5rem;color:var(--accent);margin-bottom:var(--space-4)}.state-item h3{margin-bottom:var(--space-4)}.state-item p{opacity:.8}.hero{padding:var(--space-20) 0}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:var(--space-12);align-items:center}.hero-content{min-width:0}.hero-media{width:100%}.hero-eyebrow{display:block;font-size:.85rem;text-transform:uppercase;letter-spacing:.1em;color:var(--accent);font-weight:700;margin-bottom:.5rem}.hero-title{margin-bottom:var(--space-6)}.hero-text{font-size:1.1rem;opacity:.9;margin-bottom:var(--space-8)}.hero-actions{display:flex;gap:var(--space-4);flex-wrap:wrap;align-items:center}.split-block{display:grid;grid-template-columns:1fr 1fr;gap:var(--space-12);align-items:center}.split-reverse .media-block{order:-1}.split-reverse{grid-template-columns:1fr 1fr}.bento{display:grid;grid-template-columns:repeat(12,1fr);gap:var(--space-8);margin-top:var(--space-8)}.bento-item{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-sm);padding:var(--space-8);display:flex;flex-direction:column;gap:var(--space-4)}.bento-item i{font-size:2rem;color:var(--accent)}.bento-span-4{grid-column:span 4}.bento-span-5{grid-column:span 5}.bento-span-6{grid-column:span 6}.bento-span-7{grid-column:span 7}.bento-span-8{grid-column:span 8}.bento-accent{background:linear-gradient(135deg,var(--accent) 0%,var(--accent-dark) 100%);color:#fff}.bento-accent h3,.bento-accent p{color:#fff}.bento-accent i{color:#fff}.price-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:var(--space-8);margin-top:var(--space-8)}.price-card{position:relative;background:#fff;border:2px solid var(--border);border-radius:var(--radius-lg);padding:var(--space-8);transition:var(--transition)}.price-card:hover{border-color:var(--accent);box-shadow:var(--shadow-md);transform:translateY(-4px)}.price-card--featured{border-color:var(--accent)}.price-badge{position:absolute;top:-12px;right:20px;background:var(--accent);color:#fff;padding:.25rem .8rem;border-radius:var(--radius-pill);font-size:.8rem;font-weight:700}.price{font-size:2rem;font-weight:700;color:var(--accent);margin:var(--space-4) 0 .25rem}.price-desc{font-size:.9rem;opacity:.7;margin-bottom:var(--space-6)}.price-features{list-style:none;margin:var(--space-6) 0}.price-features li{padding:.5rem 0;border-bottom:1px solid var(--border);color:var(--muted);font-size:.95rem}.price-features li:last-child{border:none}.testimonial-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--space-8);margin-top:var(--space-8)}.testimonial{background:rgba(255,255,255,.6);border-left:4px solid var(--accent);padding:var(--space-8);border-radius:var(--radius);font-style:italic;font-size:.95rem}.testimonial cite{display:block;margin-top:var(--space-4);font-style:normal;color:var(--accent);font-weight:600;font-size:.9rem}.testimonial-disclaimer{text-align:center;opacity:.7;font-size:.9rem;margin-bottom:var(--space-8)}.faq{display:grid;gap:var(--space-4)}.faq-item{border:1px solid var(--border);border-radius:var(--radius);overflow:hidden}.faq-question{width:100%;padding:var(--space-6);background:transparent;border:none;font-family:var(--font-body);font-size:1rem;font-weight:600;text-align:left;cursor:pointer;display:flex;align-items:center;justify-content:space-between;transition:var(--transition)}.faq-question:hover{background:var(--bg-alt)}.faq-question i{transition:var(--transition)}.faq-item[open] .faq-question i{transform:rotate(180deg)}.faq-answer{display:none;max-height:0;overflow:hidden}.faq-item[open] .faq-answer{display:block;max-height:1000px}.faq-answer-inner{padding:0 var(--space-6) var(--space-6)}.faq-answer-inner p{opacity:.8;line-height:1.7}.form-group{margin-bottom:var(--space-6)}.form-group label{display:block;margin-bottom:.4rem;font-weight:600}.form-group input,.form-group textarea{width:100%;padding:.75rem 1rem;border:1px solid var(--border);border-radius:var(--radius-sm);font:inherit;font-family:var(--font-body)}.form-group textarea{resize:vertical;min-height:120px}.form-group input:focus,.form-group textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(125,141,134,.1)}.form-error{display:block;color:#c0392b;font-size:.85rem;min-height:1rem;margin-top:.25rem}.form-checkbox{display:flex;align-items:flex-start;gap:var(--space-4)}.form-checkbox input{margin-top:.4rem;flex-shrink:0}.form-checkbox label{margin:0;font-weight:500;font-size:.95rem}.contact-layout{display:grid;grid-template-columns:1.4fr 1fr;gap:var(--space-12);align-items:start}.contact-info-panel{margin-top:var(--space-8)}.contact-info-item{display:flex;gap:var(--space-6);padding:var(--space-6) 0;border-bottom:1px solid var(--border)}.contact-info-item i{font-size:1.25rem;color:var(--accent);flex-shrink:0;margin-top:.2rem}.contact-info-item div{flex:1}.contact-info-item strong{display:block;margin-bottom:.3rem}.contact-info-item a{color:var(--accent);text-decoration:underline}.map-container{border-radius:var(--radius);overflow:hidden;border:1px solid var(--border)}.map-container iframe{display:block;width:100%;height:450px;border:0}.media{position:relative;overflow:hidden;border-radius:var(--radius);background:linear-gradient(135deg,var(--accent) 0%,var(--bg-alt) 100%)}.media img{width:100%;height:100%;object-fit:cover;display:block}.media-16x9{aspect-ratio:16/9}.media-21x9{aspect-ratio:21/9}.media-4x3{aspect-ratio:4/3}.media-1x1{aspect-ratio:1/1}.media-3x4{aspect-ratio:3/4}.media-2x3{aspect-ratio:2/3}.site-footer{background:var(--bg-alt);padding:var(--space-20) 0 var(--space-8);border-top:1px solid var(--border)}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:var(--space-12);margin-bottom:var(--space-8)}.footer-brand h4,.footer-col h4{font-size:1rem;margin-bottom:var(--space-4)}.footer-brand p{opacity:.8;font-size:.9rem;margin-bottom:var(--space-4)}.footer-brand 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var(--border);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:var(--space-6);transform:translateY(140%);transition:var(--transition)}.cookie-banner.is-visible{transform:none}.cookie-banner-inner{display:flex;align-items:center;justify-content:space-between;gap:var(--space-6)}.cookie-banner-text{font-size:.9rem;opacity:.8}.cookie-banner-actions{display:flex;gap:var(--space-4);flex-wrap:wrap}.cookie-modal{position:fixed;inset:0;z-index:100;display:none;align-items:center;justify-content:center;background:rgba(0,0,0,.5)}.cookie-modal.is-visible{display:flex}.cookie-modal-panel{background:#fff;border-radius:var(--radius-lg);padding:var(--space-12);max-width:500px;max-height:90vh;overflow-y:auto;box-shadow:var(--shadow-lg)}.cookie-toggle{display:flex;align-items:flex-start;justify-content:space-between;padding:var(--space-6) 0;border-bottom:1px solid var(--border)}.cookie-toggle div{flex:1}.cookie-toggle h4{margin-bottom:.3rem}.cookie-toggle 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.lf-calc,.section-dark .lf-tabs,.section-dark .lf-carousel,.section-accent .lf-quiz,.section-accent .lf-calc,.section-accent .lf-tabs,.section-accent .lf-carousel{background:#fff;color:var(--text)}.lf-q{margin-bottom:var(--space-6)}.lf-q-title{display:block;font-weight:600;margin-bottom:var(--space-4)}.lf-opts{display:flex;flex-wrap:wrap;gap:.5rem}.lf-opt{padding:.6rem 1rem;border:1px solid var(--border);border-radius:var(--radius-pill);background:#fff;cursor:pointer;font:inherit;transition:var(--transition)}.lf-opt:hover{border-color:var(--accent)}.lf-opt.is-sel{background:var(--accent);color:#fff;border-color:var(--accent)}.lf-outcome,.lf-result{margin-top:var(--space-6);padding:var(--space-6);background:var(--bg-alt);border-radius:var(--radius);border-left:4px solid var(--accent)}.lf-outcome h4,.lf-result h4{margin-bottom:var(--space-4)}.lf-out{margin-top:var(--space-6);padding:var(--space-6);background:var(--bg-alt);border-radius:var(--radius);border-left:4px solid var(--accent)}.lf-tablist{display:flex;flex-wrap:wrap;gap:.5rem;border-bottom:1px solid var(--border);margin-bottom:var(--space-6)}.lf-tab{padding:.6rem 1.1rem;border:0;background:none;cursor:pointer;font:inherit;color:var(--muted);border-bottom:2px solid transparent;transition:var(--transition)}.lf-tab:hover{color:var(--text)}.lf-tab.is-active{color:var(--accent);border-bottom-color:var(--accent);font-weight:600}.lf-panel{display:none}.lf-panel.is-active{display:block}.lf-carousel{position:relative}.lf-track{display:flex;gap:var(--space-6);overflow:hidden}.lf-slide{min-width:100%;flex:0 0 100%}.lf-carousel.is-ready .lf-slide{transition:transform .4s ease}.lf-car-btn{width:40px;height:40px;border-radius:50%;border:1px solid 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a{color:var(--accent);font-weight:600;text-decoration:underline}.source-note{font-size:.85rem;opacity:.7;margin-top:var(--space-4)}.timeline-v{display:grid;gap:var(--space-8);position:relative;padding-left:var(--space-8)}.timeline-v::before{content:"";position:absolute;left:11px;top:6px;bottom:6px;width:2px;background:var(--border)}.timeline-v .tl-step{position:relative}.timeline-v .tl-dot{position:absolute;left:-32px;top:0;width:24px;height:24px;border-radius:50%;background:var(--accent);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.8rem;font-weight:700}@media(max-width:768px){.nav-toggle{display:flex}.main-nav{position:fixed;inset:var(--header-height) 0 auto 0;flex-direction:column;background:#fff;padding:var(--space-6);box-shadow:var(--shadow-md);transform:translateY(-150%);transition:var(--transition);max-height:calc(100vh - var(--header-height));overflow-y:auto}.main-nav.is-open{transform:none}.main-nav a{padding:var(--space-4) 0}.container{width:90%}.hero-grid,.split-block,.hero-bigphoto,.contact-layout{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr;gap:var(--space-8)}.bento-span-4,.bento-span-5,.bento-span-6,.bento-span-7,.bento-span-8{grid-column:span 12}.price-grid{grid-template-columns:1fr}.testimonial-grid{grid-template-columns:1fr}.cookie-banner-inner{flex-direction:column;align-items:flex-start}.cookie-banner-actions{width:100%;flex-direction:column}.cookie-banner-actions .btn{width:100%;justify-content:center}.hero-actions{flex-direction:column}.hero-actions .btn{width:100%;justify-content:center}.lf-tablist{gap:.3rem}.lf-tab{padding:.5rem .8rem;font-size:.9rem}.lf-opts{gap:.3rem}.lf-opt{padding:.5rem .8rem;font-size:.9rem}.footer-bottom{flex-direction:column;gap:var(--space-4);text-align:center}}

/* brand-guard-css-v3 — авто-страховка cookie-баннера и контраста (приложение) */
.cookie-banner{position:fixed !important;left:1rem;right:1rem;bottom:1rem;z-index:9000 !important;max-width:760px;margin-left:auto;margin-right:auto;background:#fff;color:#1a1a1a;border:1px solid rgba(0,0,0,.12);border-radius:12px;box-shadow:0 10px 40px rgba(0,0,0,.18);padding:1rem 1.25rem;transform:translateY(220%);transition:transform .32s ease}
.cookie-banner.is-visible,.cookie-banner--visible,.cookie-banner.show,.cookie-banner.active{transform:none !important}
.cookie-banner a{color:inherit;text-decoration:underline}
.cookie-banner button{cursor:pointer}
.cookie-modal{position:fixed !important;inset:0;z-index:9001 !important;display:none;align-items:center;justify-content:center;background:rgba(0,0,0,.5);padding:1rem}
.cookie-modal.is-visible,.cookie-modal--visible,.cookie-modal.show,.cookie-modal.active{display:flex !important}
.cookie-modal-panel,.cookie-modal>div{background:#fff;color:#1a1a1a;max-width:480px;width:100%;border-radius:12px;padding:1.25rem;max-height:85vh;overflow:auto}
.section-dark .lf-quiz,.section-dark .lf-calc,.section-dark .lf-tabs,.section-dark .lf-carousel,.section-accent .lf-quiz,.section-accent .lf-calc,.section-accent .lf-tabs,.section-accent .lf-carousel{background:#fff !important;color:#1a1a1a !important}
.lf-quiz,.lf-calc{color:#1a1a1a !important}
.lf-quiz label,.lf-calc label,.lf-quiz p,.lf-calc p,.lf-quiz .lf-q-title,.lf-quiz span,.lf-calc span,.lf-out,.lf-result,.lf-tabs .lf-panel,.lf-tabs .lf-panel *{color:#1a1a1a !important}
.lf-out,.lf-result{background:#f3f4f2 !important;border-color:rgba(0,0,0,.12) !important}
.lf-quiz .lf-opt{color:#1a1a1a !important}
.lf-quiz .lf-opt.is-sel{color:#fff !important}